The only time I require Multiform is if there are skills and personality differences between the two characters. If all that happens is that powers are gained I go with OIHID.
OIHID characters:
Captain Marvel (DC version, gains powers but no personality change)
Colossus (turns into stronger, metal version of self)
Firestorm (gains powers and an AI)
Ironman (dons powered-armor)
Multiform characters:
Captain Marvel (Marvel version, switches position with Jones. Different personality, powers, skills, etc.)
Etrigan (Different personalities and powers)
Hulk (Banner is a brain, Hulk is a near-mindless brute)
Thor (Original. Blake had different skills, personality and knowledges. They were two individuals merged by Odin.)
I am currently working on a powered-armor character which uses Multiform though. The character will have 4 different suits of armor to choose from for various missions much like the older concept of Ironman (battle armor, stealth armor, space armor, sea armor). I will be giving the Multiform power itself an OIHID limitation to represent that the armor cannot be removed though.
Monolith, the Living Titan
"The HERO System is not designed to represent real life. The game is designed to represent heroic fiction as presented in comics, novels, television, and movies."
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