If you were to write the Disad into the template, put it on a character sheet, and then save it as a Prefab, would that allow you to continue using the Disad from the Prefab without re-entering it every time there is a template update? I am curious and have no idea, but I know that with the frequency of updates I would not want to keep doing this over and over again.
Monolith, the Living Titan
"The HERO System is not designed to represent real life. The game is designed to represent heroic fiction as presented in comics, novels, television, and movies."
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