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What can you Smash and Grab?


Michael Hopcroft

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One of the standbys of Champions, and of superhero comics, is the bank robbery. A gang of thugs waltzing into a bank office or branch and gabbing all the money there, only to be interrupted by the heroes. It's as old as comics.

 

Only one problem -- there's really no point to robbing banks anymore. Tellers work with very small tills, nobody keeps much cash around because all large transactions are done electronically now, and, seriously -- if you can lift buses or smash through brick walls, the return on a bank job in these times is a pittance compared to other crimes you could be committing.

 

Bank robberies today and basically either crimes of desperation or the acts of a lone person robbing a single teller. The capture, arrest, and conviction rate of real-world bank robbers is close to 100%, even with a good disguise.

 

Not worth it.

 

So if you want to have the heroes foil a crime committed by a brute-force villain (as opposed to more subtle schemers and the outright megalomaniacs), what sort of crime works? I know the bank robbery is a genre trope, but it doesn't make as much sense anymore. So what do they do to announce themselves and present themselves as a threat we need superheroes to deal with?

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Depends on the bank.  A commercial bank might have a lot of money from deposits by stores and then there are always safe deposit boxes.

 

But there are always other targets...

 

  1. Expensive car lots.
  2. High tech factories and stores.
  3. Weapons are a money maker.
  4. Your modern gang members tend to rob jewelry stores in smash and grab raids.
  5. Celebrities.  They usually have money and expensive things.  Better yet, you can kidnap them for money.
  6. Monetary exchanges.  Especially in busy airports/hotels.
  7. Casinos.  
  8. Criminals.  A lot of criminals deal only in cash.
  9. Federal Mints.  (Washington, Denver, Philly, San Francisco, West Point, and obviously Fort Knox)
  10. New marijuana dispensaries.  Most people probably don't want a dispensary on their credit card bill.
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2 hours ago, dsatow said:

 

Depends on the bank.  A commercial bank might have a lot of money from deposits by stores and then there are always safe deposit boxes.

 

But there are always other targets...

 

  1. Expensive car lots.
  2. High tech factories and stores.
  3. Weapons are a money maker.
  4. Your modern gang members tend to rob jewelry stores in smash and grab raids.
  5. Celebrities.  They usually have money and expensive things.  Better yet, you can kidnap them for money.
  6. Monetary exchanges.  Especially in busy airports/hotels.
  7. Casinos.  
  8. Criminals.  A lot of criminals deal only in cash.
  9. Federal Mints.  (Washington, Denver, Philly, San Francisco, West Point, and obviously Fort Knox)
  10. New marijuana dispensaries.  Most people probably don't want a dispensary on their credit card bill.

 

I would add horse racing tracks to this list--it's my understanding that both casinos and racetracks are required by law to have enough cash on hand to cover every bet made, so I think they would have plenty of cash on hand for that purpose.

 

Small-time villains could find pawn shops an easy target--in addition to whatever cash is on hand, they would also have jewelry and weapons, and whatever other items the criminals may find valuable.

 

Criminals are listed, and I would add they would make a great target for Robin Hood types, who would donate the larger part of the take to charities under the table.  Of course the criminals being robbed would take justice--for lack of a better word--into their own hands, and that could get really messy for all concerned.

 

Hope that helps.

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5 hours ago, dsatow said:

 

4. Your modern gang members tend to rob jewelry stores in smash and grab raids.

...

8.Criminals.  A lot of criminals deal only in cash.

 

Both of these are good for Australian villains.

 

Jewelry stores are good targets for stealthier characters. Superpowers negate the benefits of modern security.

 

But targeting other criminals is so good for more smash and grab oriented criminals that its practitioners have their own name: Toecutters.

 

They are also known as Standover Men.

 

Needless to say, this tends to start gang wars.

 

Superpowered gang wars, in our case.

 

Of course you need to adjust the level of violence to suit your campaign.

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Safe deposit companies.  Check out the Hatton Garden raid...

https://en.wikipedia.org/wiki/Hatton_Garden_safe_deposit_burglary 

 

This is a great example of an almost perfect crime where much of the goods are unregistered and may include goods that are already illegal and the owners cannot go to the authorities and report them stolen.


All kinds of potential twists in that...

 

Doc

 

 

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19 hours ago, dsatow said:

 

Depends on the bank.  A commercial bank might have a lot of money from deposits by stores and then there are always safe deposit boxes.

 

But there are always other targets...

 

  1. Expensive car lots.
  2. High tech factories and stores.
  3. Weapons are a money maker.
  4. Your modern gang members tend to rob jewelry stores in smash and grab raids.
  5. Celebrities.  They usually have money and expensive things.  Better yet, you can kidnap them for money.
  6. Monetary exchanges.  Especially in busy airports/hotels.
  7. Casinos.  
  8. Criminals.  A lot of criminals deal only in cash.
  9. Federal Mints.  (Washington, Denver, Philly, San Francisco, West Point, and obviously Fort Knox)
  10. New marijuana dispensaries.  Most people probably don't want a dispensary on their credit card bill.

 

Diamond Merchants.  Grab the safe and take off.  Small, valuable, easy to transport and convert to cash.

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9 hours ago, Doc Democracy said:

Safe deposit companies.  Check out the Hatton Garden raid...

https://en.wikipedia.org/wiki/Hatton_Garden_safe_deposit_burglary 

 

This is a great example of an almost perfect crime where much of the goods are unregistered and may include goods that are already illegal and the owners cannot go to the authorities and report them stolen.


All kinds of potential twists in that...

 

Doc

 

 

 

One of the potential twists happened in the case of the Great Bookie Robbery in Australia. Standover men got to them.

 

Sometimes it's better for the heroes to catch you first.

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On 1/29/2018 at 5:42 PM, dsatow said:

 

New marijuana dispensaries.  Most people probably don't want a dispensary on their credit card bill.

 

Actually, last I heard, Federal Law didn't allow banks to handle money from marijuana shops as it was technically drug money.  Shops have to hire armed guards, usually ex-military, to transport money to safehouses.  Sounds like a cool set-up for a running battle, especially if the guards are also supers or ex-VIPER or PRIMUS and armed with blasters.

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What's the big deal about reality. You know this is a superhero universe, right? Banks still have tons of cash and/or are still targets of super-roberies if we want them to be. And even if we take the reality of electronic banking, nobody says the super-crooks have to be smart, right?

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