I received a call on my cell yesterday from the home warranty company, who wanted to tell me what wasn't covered with the water heater replacement (permits, new vent, new valve, pressure regulator), along with the cost. I figure that I'll be paying about half of what the total bill would have been out of pocket.
When I got home, I found a call on my home phone line asking me to call the contractor. I finally reached them this morning, and the person who answered the phone quietly asked me if I'd already spoken with my home warranty company. I answered in the affirmative, and rattled off the above items, along with the cost. He then asked me if I was okay with that. I laughed and said that I really wanted hot water again, so yes. He then quietly provided information about payment options, and proceeded to ask me if I was okay with it another three times as he processed my credit card. I'm guessing that they get yelled at a lot. (As I was writing this, I realized that most folks wouldn't have had an emergency fund that they could hit for a repair like this, and that might also be what he was asking).
I have an appointment for Wednesday afternoon, so I'll only miss about 2 1/2 hours of pay for the day, which could have been much worse. One more cold shower tomorrow morning, though.