Re: Omcv 1?
I agree 100%. No, Zl'f wouldn't be less adept at mental combat than the man on the street - given that she currently has a 15 EGO (strength of character) and a small amount of Mental Defense (disciplined mind), she'd probably be more adept. Three more levels of Combat Luck, no matter how it was paid for, would still be too high for my concept of Zl'f.
My point is, I can't look into another player's heart and know what his concept is. We do discuss character concepts amongst ourselves so I might question his rationale (or suspected rationalization) for selling down OMCV, but I probably couldn't say "That's against your character concept, so I won't allow it." I just have to trust my players, as my GM's have to trust me, to perform some level of self-policing of concept.