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Everything posted by BoloOfEarth

  1. Have you tried going to another lender if Wells Fargo is being a pain?
  2. I'm in the process of refinancing our mortgage (adding in our HELOC and a loan we took out to cover some basement work). Also got a 2.75% interest rate (which is a full percentage point lower than our current mortgage). They've run our credit reports (pretty good), done a house assessment (higher than I expected), and are requesting the title commitment, so hopefully we're in the home stretch. How conversant are you on land contracts?
  3. I tried to do a reaction to your original post, but Confused didn't quite fit, neither did Sad (it would be a good thing if the vaccine will be covered, though I'm not happy with the near-certainty of Trump doing so for political purposes, so Like didn't fit either. So I ended up removing the reaction.
  4. (bolding added) I'm sorry, I'm currently suffering from a sarcasm overdose.
  5. Well, they obviously don't want to talk about the pandemic or recession. Or Trump's taxes. Or his health. Or...
  6. Both of my daughters practiced their signatures to make sure they matched the signature on their drivers licenses before signing their ballots, just to make sure they didn't get rejected for mismatched signature. (My youngest joked that she was "forging" her own signature, since her current signature is quite different from the one she had when she got her license.) Meanwhile, my signature is so established in my muscle memory that the only way it could have matched better is if I traced it straight off my driver's license.
  7. I loved Almost Live. Only show I ever saw do a parody of Quantum Leap - Quantum Leak, where Sam Beckett is leaping through time, fixing plumbing problems. https://www.youtube.com/watch?v=O3EKb9q0lv4 Also loved their game show: Who Killed JFK Today? https://www.youtube.com/watch?v=DXRslcMsGlQ
  8. I have my badge and my ticket for Young Americans. Looks like I got one of the last two slots - as of now all slots are filled. I also don't see the characters on Roll20. Could you send me a copy of the characters as well? Thanks!
  9. A hero PC in a past campaign had darkness powers. He got a lot of use of his "Shadow Sight" (Clairsentience Sight and Hearing, only from POV of shadows). Combine that with Teleport only through shadows, and you can spy on and then get into lots of places. For a villain, it can explain him knowing a lot of stuff and getting into locked rooms, etc. His defenses included 4 levels of Damage Negation - SFW was shunting part or all of the attack into the "shadow dimension". Of course, the Damage Negation didn't affect light-based attacks. The player based some of his powe
  10. Just be careful. People are booby-trapping signs to punish people who pull them out.
  11. Quoted For Truth. And even though I forgot to add a smiley, I hope you know that my "Build a wall" comment was in jest. Canadians have a lot to be admired for. As a Michigander who used to travel frequently into Canada, I've always considered Canada as almost an extension of the United States. Kinda like family members who live just a town over, the ones you enjoy visiting. Now I feel like one of us stole their jewelry while visiting, and our close family in the next town over will always look at us warily. It's bad enough to me that (IMO) Trump has done
  12. I suggest you build a wall. And make Trump pay for it.
  13. The Unemployed, Furloughed, and On Extended Leave. Because 2020 has made sure there are plenty of those around.
  14. Worked great for me. Nicely done, Hermit. (Though I'm surprised Channel 3 would have even aired the latter half of Mr. Dirkly's interview. Maybe it was shown live and not subject to editing.) You don't need to show all three news programs to cover well what you wanted to show, and I look forward to the upcoming chat between Eel and Hussar. And I loved the "Canadian blood" line. (And the justaposition with the mention of Worf. Has me thinking of a Canadian Worf. "Pardon me, if you don't mind I'm going to rip your head off now. Thank you for your understanding
  15. Sonic character surrounded by an infrasonic field that causes anxiety and fear in anybody getting too close. Drain PER and EGO, AVAD (Hearing Flash Defense), Invisible Power Effects.
  16. It's not that hard to do it yourself. I created a Word document (Blank one attached) with spaces for me to drop in pictures, resize them to fit, then rotate them 180 degrees, to make the front of the cardboard mini. On the back, I put the character name (in place of the "ddd" text placeholders on the document). If I need larger minis, I merge cells as needed. I then print them on light cardstock, cut them apart, and when I'm ready to use them I put them into plastic card stands (originally the ones sold by Steve Jackson Games for their Cardboard Heroes when I could still get them, but I've
  17. My daughters were discussing their own personal D&D alignments at the dinner table a week ago. My oldest, who doesn't always think before she does something, figures that she is Chaotic. However, she is also very good at following rules and laws, which points toward Lawful. Me: You're one of those very rare people who somehow manages to be Chaotic Lawful. Youngest daughter: No, you're Chaotic Dumba**.
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