Actually concerning Cybernetics and Bionics, they won't actually be recieving much of a point break: neither really qualify as a focus; they cannot be removed or lost easily. They are however, restrainable.
Re: Cyberdocs, Technowizards, and Mechanics etc: I'm inclined to let them buy their created gear via both points (built with Independent) and money. Part of the booty (so to speak) that they can aquire as they adventure includes points vested into the loot. Technology for the Mechanics, Docs, etc, and Crystals, Rare Metals, and Spell Type Foci items for the Magic using chaps.
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