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Regarding animals as followers


Sociotard

Question

Lets say I wanted to buy the Horse (Light Warhorse) on page 308 of FREd as a follower. It looks like it was built on 50 base points + 81 disadvantage points, so that means it would cost 10 character points to buy as a follower.

 

But one of those "disadvantages" is the horse's "Animal Bonus", which, as near as I can tell, just means "All the Disadvantage points you would need so that the horse could still be built on 50 base points" . I just wondered if that disadvantage offset the horses cost in the same way, or if it should really be bought as 111 base points and 20 of disadvantages (22 points as a follower)

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