Re: The cranky thread
I've had to borrow money from my mother a number of times over the years, too. I hate doing it, and I'm never proud about it, but when its the difference between paying the bills or getting kicked out for failing to pay the rent, there isn't much of a choice. And it isn't like I'm financially irresponsible, either: I've had the same job for 6.5 years, now, I'm not one for frivolous spending, and I keep a very tight budget which I manage with a spreadsheet where needed expenses and projected income are plotted out months-to-a-year in advance. Thing is, I do not make enough $$ to have any savings, so I live paycheck-to-paycheck, and those unexpected expenses can do ugly things to my budget.
Sometimes, life happens. And "life" is a four-letter-word.