Re: More Complications, Please
Actually, 6E already handles this and I think it's an excellent idea. In 6E I say 300 points with 100 points of matching Complications. And if you only come up with 75 points of Complications, then your character is only going to be 275. I like that idea.
As for going over with 0 point Comps, I do think it's a case of "do you need this"? I like the lowered totals as I think it makes things easier on the player and GM. Now you concentrate only on the most important elements.