So you want to stat out agents, coppertops, other free minds, etc., all in Hero terms? That's a lot of work.
Neo spent 10 hours downloading skills and immediately went into a long fight with Morpheus in the Construct. I'd say he was pressing himself pretty hard. We don't have any indication that there is any maximum number of skills one person can download. The next movie might make it clear, then again it might not. I don't know that a VPP is the best mechanic for handling skill downloads.
The main reason I say Hero is not appropriate is because Hero goes into way too much detail.
The thing is, for as much work as I'd have to do to run a Matrix Hero game, I could write a game from scratch that would do it a lot better. Besides, there are already others out there that could do a lot of what the Matrix would require, and would take a lot less work than Hero.